Tuesday, April 26, 2022

How Much Does College Really Cost?


written by STEVE ULRICH
your must-read briefing on what's driving the day in NCAA Division III
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1. How Much Does College Really Cost?

Hidden College Expenses and Fees You Should Be Aware Of - AARP Eve...
by Phillip Levine, Chronicle of Higher Education

"My oldest son was born in 1994. I was an assistant professor at Wellesley College at the time. Two years later, I received an offer to take a one-year leave of absence from Wellesley and work as a senior economist in the White House Council of Economic Advisers. I accepted the position, and my family moved to Washington, D.C. My portfolio at the CEA included labor market, education, and welfare policies, and a big issue at that time was how to design tax policy to help reduce the cost of higher education. One result was the introduction of tax-deferred college savings accounts, so-called 529 plans, in 1996.

My son was 2 years old then, and we had another son early the next year. I understood the benefits of 529 plans very well, so I opened accounts for each of them and started funding them immediately.

When my older son was 14 years old, I wanted to know whether I needed to continue making those contributions. That is when the problem started. As hard as I looked, it became obvious that figuring out if my son would be eligible for financial aid was impossible.

It occurred to me that if I could not figure this out, as an economist who had worked on higher-ed policy, then surely many other parents could not figure it out either."

>> Situational Awareness: "New federal legislation went into effect in 2011 — on account of the 2008 Higher Education Opportunity Act — mandating the use of “net price calculators” at every institution that receives federal funding for financial aid. These tools are, generally speaking, not user friendly. They typically require complicated tax information. Most people do not like doing their taxes (and often use software like TurboTax or hire others to do it for them). Even those who do their own taxes might not fully understand foundational tax concepts. Net price calculators may ask for adjusted gross income, untaxed income, or “adjustments to income.” That terminology turns people off."

>> Why It Matters: "How much does college really cost? That question is difficult to answer because all students pay a different price (sort of like airline seats). Most do not pay the sticker price. How much does a student whose family makes $50,000 per year pay? What about $100,000 or $200,000? Assets matter as well, so what we really want to know is how much does a student with, say, a family income of $50,000 and assets valued at $75,000 pay? How much do other families with different financial circumstances pay? I call this more specific approach the individual net price. It is what we need to know."

>> The Bottom Line: "Students at the 25th percentile of the income/asset distribution or below are charged $4,000 to $6,000 more than they can afford at public institutions. Private institutions without large endowments are even less affordable for these students. Those institutions provide financial aid that falls about $12,000 to $13,000 short of what these students would need to afford them. In either case (public or non-highly-endowed private), households with limited economic resources (incomes below $37,000 and limited assets), face an insurmountable hurdle."

>> Worth Noting: "We need a way to ease the anxiety and lift the weight off the shoulders of parents and their children who are considering college. A college education is an investment that generates substantial returns. It does not need to be free. It just needs to be affordable — and not just for the rich, but for everyone."

>> Read More


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2.  Coaches: Get Ready for New World

by Brad Elliott Schlossman, The RinkLive

"The most eye-opening moment of the American Hockey Coaches Association convention Thursday came when the NCAA's Greg Dana spoke to the group.

Dana gave the coaches, who had assembled in Naples Grande Beach Resort, an idea of what legislative changes could potentially be coming in the wake of last summer's Supreme Court ruling in the Alston case.

The possibilities on the table could significantly change college athletics. They include:

  1. No scholarship limits (the Division-I limit currently is 18).
  2. No limits on the number of full-time coaches on staff (it's currently three).
  3. Unlimited player transfers without having to sit out a year (players currently can transfer once without having to sit out).

The future of college sports is trending toward what's best for the athletes. Coaches have been told that legislation and guidelines will be more likely to focus on minimums than maximums."

Elsewhere ... 

Fewer Game Misconducts. "Coaches also suggested trying to limit the number of players getting game misconducts, which means that player is ejected from the game. Instead of automatically attaching game misconducts to certain five-minute majors, coaches suggested giving officials more leeway to call standalone five-minute major penalties."

Revamping Video Review. "In an effort to cut down on the number of video reviews during a game, a couple different ideas were discussed. They both revolved around forcing coaches to challenge calls on the ice and penalizing them if they're wrong. The two main ways to penalize coaches for failed challenges: 1. loss of their timeout; 2. a two-minute minor penalty for delay of game."

>> Continue Reading


3.  Middlebury Holds Onto Top Spot

Sagehens Beat Tigers on Senior Day
Caroline Worthington, Pomona-Pitzer

The latest IWLCA rankings are out and Middlebury remains atop the poll. Salisbury and Colby moved up one spot apiece after Franklin & Marshall's loss to Gettysburg dropped the Diplomats to No. 4.

  1. Middlebury (20), 14-0
  2. Salisbury, 12-2
  3. Colby, 12-2
  4. Franklin & Marshall, 13-2
  5. Washington and Lee, 13-2
  6. Gettysburg, 12-3
  7. TCNJ, 11-2
  8. William Smith, 14-1
  9. Tufts, 11-2
  10. Ithaca, 12-2

>> Unbeatens (5): Capital 16-0, George Fox 16-0, St. Joseph's (Maine) 16-0, Middlebury 14-0, Pomona-Pitzer 13-0

>> AQ Conferences / Leader (32): Atlantic East (Cabrini), Centennial (Gettysburg), CCIW (Chicago), CSAC (Bryn Athyn), CCC (Roger Williams), Empire 8 (St. John Fisher), GNAC (St. Joseph's, Maine), Heartland (Hanover, Transylvania), Landmark (Catholic), Liberty (William Smith), Little East (W. Connecticut), MASCAC (Westfield), Michigan (Albion), MAC Commonwealth (York), MAC Freedom (FDU-Florham), Midwest Lacrosse (Lake Forest, Hamline), NESCAC (Middlebury), NEWMAC (MIT), NJAC (TCNJ), NAC (SUNY Canton), NCAC (Kenyon), NACC (Benedictine), Northwest (George Fox), Ohio (Capital), ODAC (Washington and Lee), PAC (Grove City, Washington & Jefferson), Skyline (Merchant Marine), SAA (Rhodes), SCIAC (Pomona-Pitzer), SUNYAC (Cortland), United East (St. Mary's), USA South (Meredith)

>> Bracket Size (46): Pool A (32), Pool B (1), Pool C (13)

Games We're Watching
  • TUE - Simmons (14-2) vs. Johnson and Wales (12-4)
  • WED - Kenyon (11-1) vs. Wooster (13-2)
  • WED - Roger Williams (13-1) vs. W. New England (12-4)
  • WED - York (11-5) vs. Stevenson (10-5)

>> Complete Poll


4.  Captains at the Helm

Donal Mullane
Donal Mullane, Bowdoin / photo by Brian Beard

The latest USILA men's lacrosse rankings look strikingly similar to those of last week as the top 12 teams remained in place.

  1. Christopher Newport (27), 16-0
  2. RIT, 14-1
  3. Salisbury, 14-1
  4. Union, 13-1
  5. St. John Fisher, 12-2
  6. York, 14-2
  7. Bowdoin, 14-0
  8. Dickinson, 15-0
  9. Tufts, 12-2
  10. St. Lawrence, 12-2

>> Unbeatens (4): Christopher Newport 16-0, Dickinson 15-0, Bowdoin 14-0, MIT 13-0

>> AQ Conferences / Leader (27): Atlantic East (Cabrini), Centennial (Dickinson), CCIW (Illinois Wesleyan), CSAC (Stockton), CCC (W. New England), Empire 8 (St. John Fisher), GNAC (Norwich, Lasell), Heartland (Colorado College, Anderson, Hanover), Landmark (Catholic), Liberty (RIT, St. Lawrence, Union), Little East (UMass Boston), Michigan (Hope), MAC Commonwealth (York, Stevenson), MAC Freedom (Arcadia, Stevens), Midwest Lacrosse (Dubuque), NESCAC (Bowdoin), NEWMAC (MIT), NAC (SUNY Delhi), NCAC (Denison), NACC (Aurora, MSOE), Ohio (Baldwin Wallace), ODAC (Washington and Lee), PAC (Grove City), Skyline (Maritime), SAA (Centre), SUNYAC (Cortland, Geneseo), USA South (Southern Virginia)

>> Bracket Size (38): Pool A (27), Pool B (1), Pool C (10)

Games We're Watching
  • TUE: W. Connecticut (12-2) vs. Keene State (9-4)
  • WED: No. 7 Bowdoin (14-0) vs. No. 9 Tufts (12-2)
  • WED: Baldwin Wallace (12-3) vs. Ohio Northern (11-3)
>> Complete Poll

5.  Lightning Round 

 Golf (M)


  • Northwestern's Bryce Crabb twirled the Eagles' first no-hitter since 2008 in a 6-0 shutout of Minnesota-Morris. The RHP struck out nine and did not allow a free pass. The only base runners reached via error.
  Water Polo (W)
  • Congrats to Pomona-Pitzer for winning the SCIAC championship with a 16-12 victory over Whittier. Both teams will advance to the national championship in two weeks.

  Happy Birthday

  • Cake and candles to Hollins' Director of Athletic Communications Chris Kilcoyne.
  • Do you know of someone celebrating an upcoming birthday? Drop us a line at D3Playbook@gmail.com.

6.  Comings and Goings
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